Month: December 2016

Getting ready for life beyond work

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Three-year growth in adequate retirement saving steadies

Nobody knows quite what the future holds. Changing life plans and priorities will mean we encounter varying income needs and goals throughout our life, and when saving for retirement certain innate behavioural traits will influence our decision-making. Savings levels in the UK are showing signs of steadying at the same time as the number of people expecting to receive a defined benefit (DB) pension continues to fall[1].

Donald Trump: the 45th President of the United States of America

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How could this election result impact on the markets?

Businessman and reality television personality Donald Trump became the Republican Party’s presidential nominee on 19 July 2016 and has subsequently become the 45th President of the United States of America following a long, drawn out and politically bruising campaign.

Investment matters

investmentmatters

Creating the life you want

Anything is possible when you manage your money the right way. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Investments can offer both risk and return, and, generally, the bigger the risk, the greater the potential return. It’s down to each investor to be comfortable with the perfect balance for them, and this will vary depending on how much you have to invest, what stage of life you’ve reached and what you’re trying to achieve.

Time to consider your investment options?

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Helping you reach your long-term financial goals

In the current economic climate, with interest rates still around record lows, investing in the markets could enable you to achieve an inflation-beating return and help you reach your long-term financial goals.

Appetite for risk

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Striking the right balance is important to avoid losses

While diversification is important, you should keep in mind how much risk you are prepared to accept on your money. If it is important to you to avoid losses, you may want a portfolio that has less in shares and more in cash and fixed interest securities held to maturity, for example.