Monthly Archives: September 2017

Savings behaviour

UK pension system is sustainable but inadequate It’s been estimated that 18% of earnings need to be saved each year to achieve an adequate income during retirement, an International Longevity Centre (ILC) report has concluded.

Posted in Retirement

UK pension savings gap

The need for a greater awareness of what must be saved today If savers want a particular standard of living at retirement, then they will need a greater awareness of what must be saved today.

Posted in Retirement

Wealth generation

Are you getting tax-efficiencies on the gains you make from the money you invest? Whatever you’re putting money aside for, there’s likely to be a role for Individual Saving Accounts (or ‘ISAs’). If you’re looking to grow your money over

Posted in Investment

Financially unprotected

Dads putting their family’s financial security at risk if the unexpected were to happen What would happen to you and your family in the event of unforeseen circumstances, such as the diagnosis of a serious illness or premature death? Worryingly,

Posted in Protection

Planning for your retirement

Getting ready to slow things down One of the critical aspects of retirement planning is how you structure your financial affairs to make sure you have sufficient money if and when you stop working.

Posted in Retirement

Pension freedoms

Will the new retirement rule of ‘no rules’ offer people a better financial future? Following pension reforms, there are now more options for using your private pension pot. Since April 2015, some people over 55 have greater freedom in how

Posted in Retirement