Blog Archives

Growing care costs

Ageing population faces significant funding crisis As part of Budget 2017, Chancellor Philip Hammond announced an extra £2 billion of funding for social care and paved the way for major changes to how people pay for it. But people in

Posted in Long-term care

Protect the things that mean the most to you

Cohabiting families risking their family’s financial future The lifestyle of our loved ones may be seriously compromised if we die. However, very worryingly, more than 2.4 million cohabiting families across the UK – the fastest-growing family type in the country

Posted in Protection

Don’t worry, be happy

How to build a sustainable retirement income plan It is impossible to consider retirement, and our experience of it, without also considering how we’ll pay for it. But almost 30% of people over the age of 55 are unsure if

Posted in Retirement

Your wealth. Your legacy

Families shying away from difficult conversations If you have significant assets, you may be wondering whether Inheritance Tax (IHT) affects you. Worryingly, some families appear to be shying away from difficult conversations, as almost half (47%) of UK adults say

Posted in Estate planning

Market sentiment

Reaching your long-term investment goals It is impossible for investors to predict the future. Short-term losses can be unsettling, but holding steady through the ups and downs is the best way to reach your long-term investment goals.

Posted in Investment

Turbocharge your pension

Will you be able to afford the retirement lifestyle you want? If you’re still working, what kind of life would you like to lead when you’ve said goodbye to the 9-to-5? Saving for your retirement is essential if you want

Posted in Retirement

Savings behaviour

UK pension system is sustainable but inadequate It’s been estimated that 18% of earnings need to be saved each year to achieve an adequate income during retirement, an International Longevity Centre (ILC) report has concluded.

Posted in Retirement

UK pension savings gap

The need for a greater awareness of what must be saved today If savers want a particular standard of living at retirement, then they will need a greater awareness of what must be saved today.

Posted in Retirement

Wealth generation

Are you getting tax-efficiencies on the gains you make from the money you invest? Whatever you’re putting money aside for, there’s likely to be a role for Individual Saving Accounts (or ‘ISAs’). If you’re looking to grow your money over

Posted in Investment

Financially unprotected

Dads putting their family’s financial security at risk if the unexpected were to happen What would happen to you and your family in the event of unforeseen circumstances, such as the diagnosis of a serious illness or premature death? Worryingly,

Posted in Protection