Blog Archives

Protecting your finances and well-being

Millions of Britons face financial fallout should serious illness strike It’s easy to think that we will never be diagnosed with a critical illness, particularly when we feel healthy and energetic, but we can fall ill with very little warning.

Posted in Protection Tagged with: , , , , , , , ,

Getting your affairs in order

What you have and what you want to happen to it Everyone should have a Will, but it is even more important if you have children, you own property, you have savings, investments or insurance policies, or you own a

Posted in Protection Tagged with: , , , , , , ,

Safeguarding wealth for future generations

New Inheritance Tax rules apply from 6 April 2017 Unforeseen life events and circumstances can potentially impact your finances in a number of ways. We can help you to safeguard your wealth for future generations.

Posted in Protection Tagged with: , , ,

Money’s too tight to mention

Planning financially for long-term sickness How would you pay the bills if you were sick or accidentally injured and couldn’t work? According to research by Unum and Personnel Today, just 12% of employers support their staff for more than a

Posted in Protection Tagged with: , , , , , , ,

Financially exposed

Do you have a financial plan in place to help protect your home? Taking out a mortgage is the biggest financial commitment many of us will ever make, and having a financial plan in place will help protect your home

Posted in Protection Tagged with: , , , , , ,

Saving for a rainy day

Understanding why your lifestyle makes it more relevant and real From the old adage of saving for a rainy day to planning for a comfortable retirement, before you can actually define your investing goals you need to ask yourself what

Posted in Protection Tagged with: , , , , ,

Lack of preparation for the unexpected

A quarter of us could only afford to pay household bills for a maximum of three months Protecting your family should underpin financial planning, and it can also be a key business tool or estate planning mechanism. But, despite this,

Posted in Protection Tagged with: , , , , , ,

Income protection

Research highlights existing gap between awareness and prioritisation Having a clear understanding of your protection requirements and the importance of getting the right professional financial advice are essential, and they will be of increasing significance from April when working age

Posted in Protection Tagged with: , , , , , , ,

It won’t happen to me

If you couldn’t work due to a serious illness, how would you manage? No one likes to think that something bad will happen to them. If you couldn’t work due to a serious illness, how would you manage? Could you

Posted in Protection Tagged with: , , , , , , , , , ,

The critical factor

Would a tax-free ‘lump sum’ help if you became seriously ill? Most home buyers purchase life assurance when they arrange a mortgage, but many overlook another form of financial protection that they are potentially more likely to need prior to

Posted in Protection Tagged with: , , , , ,