Blog Archives

Retirement choices

How much time do you spend planning for retirement? The 2015 pension freedoms gave us greater flexibility over our retirement options, but the reforms have also made retirement choices much more complex. This means we need to start thinking about

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Savers ‘banking on ISAs’

Weighing up the tax-efficiency versus flexibility More than one in three retirement savers[1] are planning to rely on Individual Savings Accounts (ISAs) for the majority of their retirement income.

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Pension freedoms

Retirement savers say they are still confused by the rules The second anniversary of the pension freedoms reforms took effect from April 2015, yet some retirement savers say they are still confused by the rules and want no more changes.

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Pension freedoms: one year on

What are the key reasons for shifting retirement patterns? New pension rules which give you far greater flexibility over what you can do with your pension pot came into force on 6 April 2015, but according to Aviva’s latest Working

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Asset mix

Even the best-planned portfolios need to be reviewed regularly It goes without saying that everyone should take some time to review their portfolios every once in a while. The only constant in life is change – and chances are your

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Income matters

Facing retirement with an annual income shortfall of £12,600! The UK’s mass affluent investors[1] face an average annual income shortfall of £12,610 in retirement. This jumps to a staggering £28,000 shortfall among the mass affluent millennial population, according to the

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Realising life-long ambitions

You now have more options than ever before to help you find a solution For many people, retirement now represents an opportunity to realise life-long ambitions, pursue new passions or help family members with their income needs. Since pension freedoms,

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10 steps to a brighter retirement

Concerned about the financial aspects of retirement planning? With all the talk and concern about dwindling retirement funds and our shaky economy, many retirees and soon-to-be-retired boomers are concerned about the financial aspects of retirement planning. These are 10 steps to give you

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Open-handed grandparents

Generosity shows no sign of stopping Forget the headlines about post–pension freedoms with retirees spending their nest egg on a Lamborghini – new research shows that 2.4 million UK grandparents[1] have either withdrawn money from their pension to support their

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Financial decisions

Flexibility to use your pension pot in the way that suits your needs Working out how to make adequate financial provision for retirement is one of the most important financial decisions most of us will ever face. However, it can

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