Address
3 Station RoadBorough Green
Sevenoaks
Kent
TN15 8ER
Telephone Number
01732 881188Fax Number
01732 881213Email Address
mhardy@aaltd.co.uk
Investments
Whether you want income or capital growth we offer independent advice on the most suitable products to achieve your aim. Get instant access to several hundred funds from investment managers across the whole market. We can help you create a portfolio spread across a range of asset classes designed to perform how you want it to. If you have strong ethical views about your investments we can help. Talk to one of our advisers now on 01732 881188.
Past performance is no guarantee of future performance and with certain investments you may not get back the full amount invested. This is a statutory warning and highly important. As the warning suggests investing can be a risky business and that is precisely why we are so passionate about quality independent advice. We believe that advice is the foundation of a well balanced portfolio designed to suit an individual investor. There are many different kinds of investments with different levels of risk so if you are unsure about any aspect of investing then you need advice.
Below is an example of how different assets are classed by us in terms of investment risk with 1 representing lowest risk and 10 highest. However we are not suggesting this table alone is enough information for an investor to create a portfolio. Please seek advice before investing. Call us on 01732 881188.
Assess your risk profile
To get a free assessment of your risk profile click here
|
|
1. Guaranteed Return of Capital - inflation proofed |
National Savings Certificates index-linked issues |
|
|
|
|
|
|
|
|
2. Guaranteed Return of Capital - income reflecting current levels of interest rates |
Bank Accounts and Building Society Deposits (100% guaranteed of £2,000 + 90% guaranteed of £33,000) |
|
|
|
|
National Savings Account |
|
|
|
|
Guaranteed Growth and Income Bonds |
|
|
|
|
|
|
|
|
3. Very Low Capital Risk - no fluctuation in capital values - |
Bank Accounts over £35,000 |
|
|
|
|
Building Society Deposits over £35,000 |
|
|
|
|
Offshore Banking Accounts |
|
|
|
|
Short-Dated Cash (money) Funds |
|
|
|
|
|
|
|
|
4. Low Risk - some fluctuation in capital value in real terms |
Index-Linked Gilts |
|
|
|
|
Gilt-Edged Stocks |
|
|
|
|
Fixed Interest Stocks / Corporate Bond PEPs |
|
|
|
|
Currency Funds |
|
|
|
|
Distribution Bonds |
|
|
|
|
With Profits with appropriate guarantees |
|
|
|
|
|
|
|
|
5. Moderately Secure but long term expectation of preservation in value. |
Managed Funds |
|
|
|
|
Property Funds |
|
|
|
|
|
|
|
|
|
6. Average Risk - equity based Investment |
Convertible Funds |
|
|
|
|
Managed and Balanced Funds in Highly Capitalised Equity Markets |
|
|
|
|
UK Index Tracking Funds |
|
|
|
|
Income Funds With Profits without 10 yr guarantees (i.e. most With Profits Bonds) |
|
|
|
|
|
|
|
|
7. Above Average Risk |
Capital Growth Funds |
|
|
|
|
Actively Managed Global Funds in Diversified Markets |
|
|
|
|
UK Equity Funds |
|
|
|
|
|
|
|
|
8. High Risk |
Smaller Company Funds |
|
|
|
|
Special Situations |
|
|
|
|
Recovery Funds |
|
|
|
|
Specialised Funds |
|
|
|
|
|
|
|
|
9. Very High Risk |
Commodity Funds |
|
|
|
|
Funds in Specialised Markets and Individual Countries with Low Market Capitalisation |
|
|
|
|
|
|
|
|
10. Highly Speculative |
Funds in Low Capitalised Specific Markets with History of Economic/Political Instability |
|
|
|
|
Warrant Funds |
|
|
|
|
Futures and Options |
Can you see an investment you currently hold? Are you aware of the level of risk that is inherent within it?
Abacus Advice Ltd carry out extensive research so we can help you great a portfolio suited to your own personal requirements. Call us now on 01732 881188 or fill in the form below to see how we can help you.
Past performance may not be repeated. The value of your investment may fall as well as rise. You may not get back the full amount invested. We will always assess your attitude to investment risk before making a recommandation.