Smart financial strategy, seamlessly delivered.

Clarity. Strategy. Peace of Mind.

We help successful professionals in their 40s and 50s consolidate pensions, grow wealth, and plan retirement with confidence — without jargon, pressure, or complexity.

You're probably doing well - career, property, savings - but your finances might feel scattered or unclear.

At Abacus Advice, we bring clarity and structure to your financial life so you can plan for the future with confidence. Whether you’re looking to consolidate pensions, reduce risk, or prepare for retirement, we’ll help you take control.

No noise. No upsell. Just honest advice, designed around you.

Accumulating wealth

You work hard for your money and it is natural for you to want it to work hard for you so that you can enjoy the life you dream of for you and your family.

Taking income from your accumulated wealth

There have never been more options when it come to taking income from your pensions and investments. Making the wrong choice can be costly so ask us for advice.

What
we do

We provide holistic financial advice for individuals, businesses and trusts on investments, savings, retirement planning and non-investment insurance (for example life assurance, private medical insurance, critical illness cover).

financial planning

Using our highly successful technique involving five clear stages we give you a sound basis to work from and set you on the path to financial freedom.

Investment and Retirement Planning

Many of us set aside money for a rainy day or set up pension for our retirement but how many of us are confident we have done enough?

Protection Planning

We can help you highlight risks and recommend suitable cover to give you and your family peace of mind.

Estate and Inheritance Tax Planning

We can help you plan so that your assets are passed on as efficiently and as smoothly as possible.
helping clients build and protect generational wealth
0 + years

Here's what our clients say

5.0
Based on 18 reviews
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Jan Dowding
16:59 28 Aug 25
Abacus Advice have been a great help and support over many years. Very clear and sound advice and I have always found the information they have to be clear and accessible.
Debbie Birch
19:12 25 Aug 25
Highly recommend Mike and his company for all your financial advice.
Fantastic service.
Gave me the perfect advice tailored to my needs.
Hence Mike and his company receive a 5 Star review from me and my husband.
Thanks Mike, you are fabulous.
Ian Hair
18:47 20 Aug 25
Over the years Mike has always given sound advice and explained finance’s in ways that are easy to follow and understand,thanks Mike.
Julie Alexander
16:08 20 Aug 25
Mike Hardy has been my financial adviser for years, he is incredibly helpful and contactable nothing is too much trouble. He has just been helping me draw down some pension .Thank you Mike keep up the brilliant job. Julie
T Jones
19:10 21 Jul 25
I have been using Abacus Advice for literally years.

I cannot speak highly enough of Mike Hardy.

I find Pensions and finances a bit of a struggle to understand but Mike is reassuring and explains in a calm, easy to understand way.

Mike always is quick to respond both over the phone and email.

I would recommend Abacus Advice with 5 Stars.

Thank you for looking after my pension now and in the future.
Response from the owner 11:56 22 Jul 25
Thank you so much for your kind words and for placing your trust in Abacus Advice over the years. It means a great deal to know that you’ve felt supported and reassured when navigating pensions and finances — we work hard to keep things clear and calm, so I’m really glad that’s come through.It’s always a pleasure to help, and I genuinely appreciate your recommendation and 5-star review. Rest assured, we’ll continue to look after your pension with the same care and attention into the future.– Mike Hardy
Simon goldsworthy
15:54 20 Jul 25
Brilliant service. Thanks Mike
Response from the owner 11:58 22 Jul 25
Thank you Simon! I really appreciate the kind words — it’s always a pleasure to help.– Mike Hardy
Jo Harman
19:23 14 Jul 25
Mike from Abacus Advice has been an exceptional support to both myself and my father, providing clear, thoughtful, and reliable financial advice. His expertise in financial planning has given us confidence and peace of mind, whether it was for retirement planning, investment guidance, or navigating complex financial decisions. Mike takes the time to truly understand individual needs and offers tailored solutions with genuine care and professionalism. I highly recommend his services to anyone seeking trustworthy and knowledgeable financial advice.
Response from the owner 11:58 22 Jul 25
Thank you so much Jo for your thoughtful review. It’s been a privilege to support both you and your father over the years. I’m especially pleased to hear that our work has brought clarity and confidence to some of those more complex financial decisions — that’s exactly what Abacus Advice aims to deliver.I genuinely appreciate your kind words and your recommendation. Please don’t hesitate to reach out anytime you need support — I’m always here to help.– Mike Hardy
Chris Coleman
14:58 02 Sep 23
Mike has looked after us for a number of years and his professionalism is second to none.
Response from the owner 15:19 02 Sep 23
Thanks Chris. Appreciated. Mike
Phil Hartley
15:46 29 Mar 23
I can highly recommend Mike and his team to anyone requiring help or advice on financial matters and in particular pensions. Always really helpful and quick to respond to enquiries – thank you Mike.
Response from the owner 15:20 02 Sep 23
Thanks Phil. Hope all is well.
nikki ward
12:14 16 Apr 19
Abacus Advice has been dealing with my pension for several years,Mike nor his team has a no pressure selling.
They have been brilliant accommodating to arranging meetings ,Yazmine has been a star dealing with every issue and gets results.
In all Fantastic to deal with they are a pleasure.
Response from the owner 15:21 02 Sep 23
Thanks Nikki. Appreciated.
Christine pike
17:00 08 Mar 19
Abacus have been our financial advisers for a number of years. Mike and his team are always helpful, giving good advice with no pressure selling. They also are willing to arrange appointment times to suit us.
Response from the owner 15:20 02 Sep 23
Thank you for your kind words Christine.
ROWAN Hoy
14:32 08 Mar 19
Brilliant team, very helpful!
Response from the owner 15:21 02 Sep 23
Many thanks Rowan.
John Goodman
16:39 24 Nov 18
Mike and his team at Abacus have done a great job of managing my pension and have created ample growth. They offer a modern and connected service yet with old style personalised customer service and great communications. I wouldn’t use anyone else.
Response from the owner 15:22 02 Sep 23
Thank you John. Nice of you to leave your review.

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Advice you can rely on since 1989