Attitude to Risk Questionnaire ATRQ Step 1 of 9 11% The Abacus Risk Profiling System ARPSTM is exclusive to Abacus Advice Limited and is designed to get a better understanding of your attitude to risk and expectations of your investment.GuidancePlease answer the following questions, there are no wrong answers. Don’t spend too much time on these questions - generally your first response provides the best insight. Answer every question, even if you feel it doesn’t really apply to you.How many separate objectives do you have for your investments?*Please Select123If you are completing this form in relation to a pension then you have 1 objective. If in relation to a lump sum investment you may have several. You might want to buy a holiday and fund your children’s education. In which case you would have 2 separate objectives 1. Buy a holiday home 2. Fund child education. About YouDo you have an emergency fund to provide for unexpected expenses, to avoid needing to draw on medium- to long-term savings to meet immediate needs? (You should allow the equivalent of at least three months net income for emergencies.)*Please SelectNoYes but less than three months’ salaryLess than six months’ salaryAround one years’ salaryMore than two years’ salaryWhich statement most closely reflects your current financial situation?*Please SelectI am completely debt freeI have no mortgage but a few other obligations like credit card paymentsI have a mortgage but no other debts that concern meI have a mortgage and some short-term obligationsI have a lot of long-term obligationsDo you have any dependents who rely on you financially?*Please SelectYesNoWhat amount of risk do you feel you have taken with your past financial decisions?*Please SelectVery largeLargeMediumSmallVery SmallHow do you think that a friend who knows you well would describe your attitude to taking financial risks?*Please SelectDaringSometimes daringA thoughtful risk takerCarefulVery cautious and risk averseIf you had picked an investment with potential for large gains but also the risk of large losses how would you feel:*Please SelectPanicked and very uncomfortableQuite uneasyA little concernedAccepting of the possible highs and lowsExcited by the potential for gainWhen considering a major financial decision which statement BEST descibes the way you think about the possible losses or the possible gains?*Please SelectI’m excited about the possible gainsI’m optimistic about the possible gainsI think about both the possible gains and lossesI am conscious about the possible lossesI worry about the possible losses Your First ObjectivePlease outline your investment objective below*Please SelectSaving for retirementChild/Granchild’s educationSaving for holiday homeOtherIf other please specifyWhat is your investment term for your objective?*Please SelectShort (3-7 years)Medium (8-15 years)Long (15+ years)Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)Are you prepared to modify current spending to achieve this?*Please SelectYesNo Your Second ObjectivePlease outline your investment objective below*Please SelectSaving for retirementChild/Granchild’s educationSaving for holiday homeOtherIf other please specifyWhat is your investment term for your objective?*Please SelectShort (3-7 years)Medium (8-15 years)Long (15+ years)Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)Are you prepared to modify current spending to achieve this?*Please SelectYesNo Your Third ObjectivePlease outline your investment objective below*Please SelectSaving for retirementChild/Granchild’s educationSaving for holiday homeOtherIf other please specifyWhat is your investment term for your objective?*Please SelectShort (3-7 years)Medium (8-15 years)Long (15+ years)Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)Are you prepared to modify current spending to achieve this?*Please SelectYesNo Your First ObjectivePlease answer the following questions in regard to you your first objectiveIf you have more than one objective but wish to apply a single risk profile across all of you investment please only fill this form once.*Please SelectApply same risk profile for all objectivesApply different risk profile for all objectives1. I would enjoy exploring investment opportunities for my money*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*Please SelectAll of itMore than halfHalfLess than halfVery little, if any5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*Please SelectA product with a low average annual return but almost no risk of loss of the initial investmentA product with a higher than average annual return but some risk of losing part of the initial investmentA mixture of low average annual return but almost no risk of loss and high average annual return but some risk of loss6. I would prefer small certain gains to large uncertain ones*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement7. I want my investment money to be safe even if it means lower returns*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement8. At the beginning of the year you have £100,000 invested. Which investment would you prefer? The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*Please SelectPortfolio A: It could be worth anywhere between £93,000 and £113,000Portfolio B: It could be worth anywhere between £85,000 and £125,000Portfolio C: It could be worth anywhere between £77,000 and £137,000Portfolio D: It could be worth anywhere between £69,000 and £149,000 Your Second ObjectivePlease answer the following questions in regard to you your second objective1. I would enjoy exploring investment opportunities for my money*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*Please SelectAll of itMore than halfHalfLess than halfVery little, if any5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*Please SelectA product with a low average annual return but almost no risk of loss of the initial investmentA product with a higher than average annual return but some risk of losing part of the initial investmentA mixture of low average annual return but almost no risk of loss and high average annual return but some risk of loss6. I would prefer small certain gains to large uncertain ones*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement7. I want my investment money to be safe even if it means lower returns*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement8. At the beginning of the year you have £100,000 invested. The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*Please SelectPortfolio A: It could be worth anywhere between £93,000 and £113,000Portfolio B: It could be worth anywhere between £85,000 and £125,000Portfolio C: It could be worth anywhere between £77,000 and £137,000Portfolio D: It could be worth anywhere between £69,000 and £149,000 Your Third ObjectivePlease answer the following questions in regard to you your third objective1. I would enjoy exploring investment opportunities for my money*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*Please SelectAll of itMore than halfHalfLess than halfVery little, if any5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*Please SelectA product with a low average annual return but almost no risk of loss of the initial investmentA product with a higher than average annual return but some risk of losing part of the initial investmentA mixture of low average annual return but almost no risk of loss and high average annual return but some risk of loss6. I would prefer small certain gains to large uncertain ones*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement7. I want my investment money to be safe even if it means lower returns*Please SelectI strongly agree with this statementI tend to agree with this statementI neither agree nor disagree with this statementI tend to disagree with this statementI strongly disagree with this statement8. At the beginning of the year you have £100,000 invested. The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*Please SelectPortfolio A: It could be worth anywhere between £93,000 and £113,000Portfolio B: It could be worth anywhere between £85,000 and £125,000Portfolio C: It could be worth anywhere between £77,000 and £137,000Portfolio D: It could be worth anywhere between £69,000 and £149,000 DeclarationFirst Name*Last Name*Date of Birth* Date Questionnaire Completed* Email* Signature*This attitude to risk questionnaire has been statistically tested and validated in for a broad range of UK investors who were engaged in an investment advice meeting conducted by a financial advisers. The statistical validity of an ARPSTM questionnaire is dependent on the socio economic and demographic background of the participants and the manner in which the questionnaire is administered. For this reason the results of the questionnaire should not be regarded as the de nitive answer but rather as an informed starting point for a discussion with a client on investment risk in the context of that client’s objectives and the financial significance of the investment being made. The questionnaire is only suitable for use with an investor who is prepared to take a degree of investment risk and is not designed to identify those investors who are not prepared to take any investment risk.About you questions scoreOBJECTIVE 1: Attitude to Risk TotalOBJECTIVE 2: Attitude to Risk TotalOBJECTIVE 3: Attitude to Risk TotalOne objectiveTwo objectivesThree objectivesPhoneThis field is for validation purposes and should be left unchanged.