The Abacus Risk Profiling System ARPS^TM is exclusive to Abacus Advice Limited and is designed to get a better understanding of your attitude to risk and expectations of your investment.
Guidance
Please answer the following questions, there are no wrong answers. Don’t spend too much time on these questions - generally your first response provides the best insight. Answer every question, even if you feel it doesn’t really apply to you.
How many separate objectives do you have for your investments?*
If you are completing this form in relation to a pension then you have 1 objective. If in relation to a lump sum investment you may have several. You might want to buy a holiday and fund your children’s education. In which case you would have 2 separate objectives 1. Buy a holiday home 2. Fund child education.

About You
Do you have an emergency fund to provide for unexpected expenses, to avoid needing to draw on medium- to long-term savings to meet immediate needs? (You should allow the equivalent of at least three months net income for emergencies.)*
Which statement most closely reflects your current financial situation?*
Do you have any dependents who rely on you financially?*
What amount of risk do you feel you have taken with your past financial decisions?*
How do you think that a friend who knows you well would describe your attitude to taking financial risks?*
If you had picked an investment with potential for large gains but also the risk of large losses how would you feel:*
When considering a major financial decision which statement BEST descibes the way you think about the possible losses or the possible gains?*

Your First Objective
Please outline your investment objective below*
If other please specify
What is your investment term for your objective?*
Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)
Are you prepared to modify current spending to achieve this?*

Your Second Objective
Please outline your investment objective below*
If other please specify
What is your investment term for your objective?*
Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)
Are you prepared to modify current spending to achieve this?*

Your Third Objective
Please outline your investment objective below*
If other please specify
What is your investment term for your objective?*
Is there a target amount you wish to achieve? If so, what is it? (If your objective is saving for retirement, this is the total amount at retirement required to provide an income and any tax-free cash. eg £500,000)
Are you prepared to modify current spending to achieve this?*

Your First Objective
Please answer the following questions in regard to you your first objective
If you have more than one objective but wish to apply a single risk profile across all of you investment please only fill this form once.*
1. I would enjoy exploring investment opportunities for my money*
2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*
3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*
4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*
5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*
6. I would prefer small certain gains to large uncertain ones*
7. I want my investment money to be safe even if it means lower returns*
8. At the beginning of the year you have £100,000 invested. Which investment would you prefer? The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*

Your Second Objective
Please answer the following questions in regard to you your second objective
1. I would enjoy exploring investment opportunities for my money*
2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*
3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*
4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*
5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*
6. I would prefer small certain gains to large uncertain ones*
7. I want my investment money to be safe even if it means lower returns*
8. At the beginning of the year you have £100,000 invested. The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*

Your Third Objective
Please answer the following questions in regard to you your third objective
1. I would enjoy exploring investment opportunities for my money*
2. To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall.*
3. I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this.*
4. How much would you be willing to place in an investment with possible high returns but a similar chance of losing some money?*
5. Imagine that you have some money to invest and a choice of two investment products, which option would you choose?*
6. I would prefer small certain gains to large uncertain ones*
7. I want my investment money to be safe even if it means lower returns*
8. At the beginning of the year you have £100,000 invested. The chart and options below show the performance of four possible investments. Each bar gives a range of possible values at the end of the same year. Which investment would you prefer?*

Declaration
First Name*
Last Name*
Date of Birth*
Date Questionnaire Completed*
Email*
Signature*
This attitude to risk questionnaire has been statistically tested and validated in for a broad range of UK investors who were engaged in an investment advice meeting conducted by a financial advisers. The statistical validity of an ARPSTM questionnaire is dependent on the socio economic and demographic background of the participants and the manner in which the questionnaire is administered. For this reason the results of the questionnaire should not be regarded as the de nitive answer but rather as an informed starting point for a discussion with a client on investment risk in the context of that client’s objectives and the financial significance of the investment being made. The questionnaire is only suitable for use with an investor who is prepared to take a degree of investment risk and is not designed to identify those investors who are not prepared to take any investment risk.
About you questions score
OBJECTIVE 1: Attitude to Risk Total
OBJECTIVE 2: Attitude to Risk Total
OBJECTIVE 3: Attitude to Risk Total
One objective
Two objectives
Three objectives
Comments
This field is for validation purposes and should be left unchanged.

Attitude to Risk Questionnaire

Guidance